Member Referral Program
Coast into Cash by earning up to $500 a year for referring your friends and family to Cal Coast Credit Union.1
Referring Cal Coast Members
As a referring member, you will earn $50 when you refer a friend who becomes a Cal Coast member. You'll earn an additional $25 if they get an auto loan and get an additional $75 if they fund a real estate loan. You can earn up to $500 per year for your referrals.1
New Members
As a referred new member of Cal Coast, you can receive up to $125.1 You will receive $50 when you become a member, deposit $50 in a qualifying account, AND do one of the following:
- Open a checking account with eStatements and add direct deposit, online banking, or online bill pay OR
- Finance an auto loan
- Plus, earn an additional $75 when you also open a real estate loan!
Why choose Cal Coast
- Free Checking with eStatements with secure Debit Mastercard® included
- 26 branches and growing + 60 local shared branches
- Get your paycheck early2
- Plus, exclusive member discounts and perks
Safe and Simple Way to Refer
Click REFER NOW and fill out our online referral form. Once you submit the form, an email will be sent to all of your referrals with details about this offer and how to join Cal Coast.
Referral Earnings¹
| Referring Member Incentive | New Member Incentive | |
|---|---|---|
| New Membership Opened | $50 | None Paid |
| Opened Checking with eStatements and add direct deposit, online banking or online bill pay | None Paid | $50 |
| New Member Financed Auto Loan | $25 | $50 |
| New Member Financed Mortgage Loan | $75 | $75 |
| Maximum Incentive per Referral | $150 | $125 |
A Membership with Built-In Security
Each California Coast checking account comes with a FREE California Coast Debit Mastercard®. It’s a “must-have” wherever you go—because it gives you 24/7 access to your cash and lets you make purchases wherever you see the Mastercard® logo. Whether for cash on the go or for purchases, our card fraud protection program always protects you and your money. Learn more about our new contactless debit and credit cards!
- Referring Members: To qualify, the referring member must be an existing active California Coast Credit Union member in good standing. The referred member must be a new member to California Coast Credit Union, open a separate membership account, pay a one-time membership fee of $5, open a savings account and make a minimum deposit of $50 into a checking or savings account (balance must remain at $50 until incentive has been paid). An additional $25 dividend bonus is paid to the referring member when the referred member funds an auto loan within 30 days of account opening. Referral dividend bonuses are paid to the savings account within 3 business days of the criteria being met. Referring members can receive a maximum of $150 referral bonus, per new member referred maximum and a total of $500 in referral dividend bonuses per calendar year.
Referred Members: To qualify, the referred member must be a first-time new member, meet membership eligibility and account opening criteria, be at least 13 years old, and open the required account types: savings account, checking account with eStatments, plus deposit and maintain at least a $50 balance in either account, and one of the following: enroll in Online Banking, use Bill Pay, or set-up Direct Deposit. An additional $25 dividend bonus is paid for an auto loan that is funded within 30 days of account opening and a $75 dividend bonus is paid for a real estate loan that is funded within 120 days (excludes credit cards and lines of credit). Any party involved in connection with the real estate transaction, including Real Estate agents, are not eligible for this offer. Referral dividend bonuses are paid to the savings account within 3 business days of the criteria being met, including maintaining a $50 balance.
Additional Promotion Terms: Referring members must be 18 years old to participate in the Coast into Cash referral program. Referred members who are 13 to 15 years old require a parent or guardian to be joint on the account. Referrals are subject to verification. All related individuals may no longer qualify for this promotion and may not receive all or a portion of the bonus if, in California Coast Credit Union’s sole discretion, they are linked to an unqualified referral or misuse of the program. Dividend bonus payments subject to tax. Cannot be combined with any other offer. California Coast Credit Union branch employees not eligible. Limited time offer. Terms and conditions subject to change without notice and promotion may be discontinued. Learn more at calcoastcu.org/refer. - Direct Deposit may be credited up to 2 business days prior to the designated payment date if provided by the payer. Actual deposit date is not guaranteed.
Contact Us
Have questions? Want more information? We’re more than happy to get in touch.
Serving anyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.